Latest Offers


Pay no application fee and save up to $600 on your home loan.^


What is the campaign offer?

  • No application fee on eligible home loans
  • Waiving the first year package fee on eligible Home Advantage Package loans 

What loans are included?

  • Standard Variable
  • Discount Variable
  • Fixed Rate
  • Build loans
  • Further advances (including further advance to build)

What loans are excluded?

  • Existing customer switching full and partial loans
  • Internal refinances
  • Bridging loans
  • Living Equity loans
  • Business loans

What are the conditions?

To approved applicants only. No application fee offer valid for new standard variable, discount variable and fixed rate home loans and no annual fee for first year of Home Advantage package loans, applied for between 17 February 2020 and 30 June 2020, and disbursed by 30 September 2020. This offer is not valid for living equity or line of credit loans, bridging loans, business loans, existing customers switching loans, internal refinances, or Australian or New Zealand citizens who are living in a country other than Australia (Non-Residents). Conditions, criteria and fees apply. 

All Heritage Products have these great features

  • Interest is calculated daily
  • Direct Salary credit to loan
  • Available for Australian or New Zealand citizens who are living in a country other than Australia (Non-residents)
  • Transaction accounts with $0 monthly account keeping fee and no fees on our network of over 10,000 ATMs across Australia^
  • LMI is applicable when LVR is more than 80%
  • LMI can be capitalised - max 95% LVR for Owner Occupied loans and max 90% LVR for Investment loans
  • Internet and phone banking are available
  • Can switch between all products except into Living Equity and Bridging Loans
  • Repayment method – minimum monthly repayment can be paid at any time during the month
  • Additional repayments can be made, with no maximum repayment amounts
  • Progressive Valuation Fees apply (excludes Living Equity and Bridging Loan) – ask your BDM