Latest Offers


Pay no application fee and save up to $600 on your home loan.^


What is the campaign offer?

  • No application fee on eligible home loans
  • Waiving the first year package fee on eligible Home Advantage Package loans 

What loans are included?

  • Standard Variable
  • Discount Variable
  • Fixed Rate
  • Build loans
  • Further advances (including further advance to build)

What loans are excluded?

  • Existing customer switching full and partial loans
  • Internal refinances
  • Bridging loans
  • Living Equity loans
  • Business loans

What are the conditions?

To approved applicants only. No application fee offer valid for new standard variable, discount variable and fixed rate home loans and no annual fee for first year of Home Advantage package loans, applied for between 02 September and 31 October 2019, and disbursed by 31 December 2019. Conditions, criteria and fees apply. 

All Heritage Products have these great features

  • Interest is calculated daily
  • Direct Salary credit to loan
  • Available for non-residents
  • Transaction accounts which have free transactions
  • LMI is applicable when LVR is more than 80%
  • LMI can be capitalised - max 95% LVR for Owner Occupied loans and max 90% LVR for Investment loans
  • Internet and phone banking are available
  • Can switch between all products except into Living Equity and Bridging Loans
  • Repayment method – minimum monthly repayment can be paid at any time during the month
  • Additional repayments can be made, with no maximum repayment amounts
  • Progressive Valuation Fees apply (excludes Living Equity and Bridging Loan) – ask your BDM