Offset Account

Mortgage Crusher

This account offers 100% interest offset on eligible home loans.

100% of the balance of the Mortgage Crusher account goes towards offsetting the interest on the home loan.

  • eStatements available
  • Visa Debit card or cheque book available
  • Transact through Bank@post
  • Free internet, phone and mobile banking
  • Minimum balance to receive offset is $500
  • Eligible on Standard Variable & Home Advantage Variable products

All Heritage Products have these great features

  • Interest is calculated daily
  • Direct Salary credit to loan
  • Available for Australian or New Zealand citizens who are living in a country other than Australia (Non-residents)
  • Transaction accounts with $0 monthly account keeping fee and no fees on our network of over 10,000 ATMs across Australia^
  • LMI is applicable when LVR is more than 80%
  • LMI can be capitalised - max 95% LVR for Owner Occupied loans and max 90% LVR for Investment loans
  • Internet and phone banking are available
  • Can switch between all products except into Living Equity and Bridging Loans
  • Repayment method – minimum monthly repayment can be paid at any time during the month
  • Additional repayments can be made, with no maximum repayment amounts
  • Progressive Valuation Fees apply (excludes Living Equity and Bridging Loan) – ask your BDM