Products

Fixed Rate Loans

We offer 1, 2, 3 and 5 year fixed-rate loans, with unlimited extra repayments and free online redraw of repayments in advance.

Variable Rate Loans

Find out more about our Discount Variable home loans.

Latest Offers
See the latest offers from Heritage Bank for your clients.
Bridging Loan

Our Bridging Loan can help your client move into their new home while selling their existing property.

Offset Account
Our Mortgage Crusher offset account offers a 100% offset against your clients’ existing eligible variable home loan.
FASTRefi®
FASTRefi® is a process that allows a refinance to occur very quickly (usually within days rather than weeks) after loan documents have been signed.
Construction Loan Solution

Does your client want to build a home? Learn more about our construction loan solution.

Family Guarantee Solution

Help your client get into their home sooner with our guarantor solution.