Fixed Rate Home Loans

Fixed Rate
If your client wants to lock in now and know exactly how much their loan repayments will be over the next 1, 2, 3 or 5 years, a fixed rate loan from Heritage is a great choice.  Our fixed rate loans are packed with flexibility, offering unlimited additional repayments and free online redraw.
Fixed Home Loan Rates
5.79 % PA 7.99 % PA
New 3 Year Fixed Rate Owner Occupied (Principal & Interest) loans of $20,000+ up to 95% LVR.
Comparison Rate*
View all rates (PDF)

Features

  • Fixed loans from $20,000
  • Refix at end of fixed term at no cost
  • Make unlimited extra repayments
  • Free online redraw of payments in advance

More features

Application Fee $600
Monthly Fee $8
Online Redraw  $0
Settlement Fee $210
Loan Finalisation Fee $345
Other fees and charges may apply and will be outlined in the Credit Contract.