Fixed Rate Home Loans

Fixed Rate
If your client wants to lock in now and know exactly how much their loan repayments will be over the next 1, 2, 3 or 5 years, a fixed rate loan from Heritage is their best bet.  Our fixed rate loans are packed with features like unlimited additional repayments and redraws plus more.
Fixed Rate Home Loans from
4.69 % PA 3.88 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Loans in Package of $150,000+ up to 95% LVR. Package criteria applies.
Comparison Rate* See Comparison Rate warning


  • Construction loan available
  • Refix at end of fixed term at no cost
  • Valuation fee up to maximum of $330
  • Unlimited repayments
  • Online redraw facility

More features

  • Fixed loans from $20,000
  • Option to make additional or lump sum repayments
  • Interest-only option for investment loans up to 5 years
  • Reverts to Standard Variable rate when fixed term expires
  • Family Guarantee options available