Home Advantage Package

Home Advantage Package

Your clients can package their Standard Variable, Standard Fixed or Line of Credit home loan together with a credit card, and save with discounts on interest rates and fee waivers.

The Home Advantage Package has competitive package benefits - save with no application fees, no monthly fees and interest rate discounts.  Pay one easy annual fee of $350.

Standard Variable in Package
3.09 % PA 3.48 % PA
New Owner Occupied Principal & Interest Loans in Package of $700,000+ up to 80% LVR
Comparison Rate*

Features

  • Pay $0 home loan application fee^
  • 100% offset account available on variable loans
  • Competitive $350 annual package fee
  • Pay $0 annual credit card fee^
  • $0 account keeping and transaction fees on transaction account^
  • Minimum loan amount $150,000 or minimum total lending with Heritage of $150,000 at time of application

More features

  • Access additional repayments made in advance via online redraw
  • Discount on Variable & LOC rates
  • Make unlimited additional repayments without penalty
  • Construction loan available
  • Family Guarantee options available
Fixed Home Loan Rates From
4.69 % PA 3.88 % PA
New 2 Year Fixed Rate Owner Occupied (Principal & Interest) loans in Package of $150,000+ up to 95% LVR.
Comparison Rate*

Features

  • Pay $0 home loan application fee^
  • Competitive $350 annual package fee
  • Pay $0 annual credit card fee^
  • $0 account keeping and transaction fees on transaction account^
  • Minimum loan amount $150,000 or minimum total lending with Heritage of $150,000 at time of application
  • Make unlimited additional repayments without penalty

More features

Line of Credit in Package
5.05 % PA
New Owner Occupied Interest Only loans in Package of $700,000+ up to 80% LVR

Features

  • Pay $0 home loan application fee^
  • Competitive $350 annual package fee 
  • Pay $0 annual credit card fee^
  • $0 account keeping and transaction fees on transaction account^
  • Minimum loan amount $150,000 or minimum total lending with Heritage of $150,000 at time of application
  • Make unlimited additional repayments without penalty