Variable Rate Home Loans

Discount Variable

Looking for the lowest possible rate, and don't need an offset account? Our Discount Variable home loan could be perfect for your client. With no application fee, no monthly administration fee, and a competitive variable interest rate, our Discount Variable is a great option. Plus, your client can make unlimited extra repayments to get the balance down sooner.

Discount Variable Home Loan
5.99 % PA 6.01 % PA
Owner Occupier (Principal and Interest) Home Loan $150,000 or more - up to 70% LVR
Comparison Rate*
View all rates (PDF)

Features

  • Low variable interest rate
  • Minimum loan amount $150,000 or minimum total new lending of $150,000 under this product at time of application
  • Free online redraw of payments in advance
  • Ability to skip repayments if additional repayments have been made

More features

  • Flexible repayment frequency e.g. weekly, fortnightly, monthly
  • Make unlimited extra repayments without penalty
  • Construction loan available
Application Fee $0
Monthly Fee $0
Online Redraw $0
Settlement Fee $210
Loan Finalisation Fee $345
Other fees and charges may apply and will be outlined in the Credit Contract.
Standard Variable

This home loan is a great option for clients who want to make extra repayments and pay out their loan in the medium term.
Standard Variable
8.74 % PA 8.89 % PA
Owner Occupied (Principal & Interest) Loans of $20,000 or more - up to 95% LVR
Comparison Rate*
View all rates (PDF)

Features

  • Minimum loan amount from $20,000
  • 100% Offset account available
  • Free online redraw of payments in advance
  • Ability to skip repayments if additional repayments have been made

More features

  • Make unlimited extra repayments without penalty
  • Flexible repayment frequency e.g. weekly, fortnightly, monthly
  • Construction loan available
Application Fee $600
Monthly Fee $8
Online Redraw  $0
Settlement Fee $210
Loan Finalisation Fee $345
Other fees and charges may apply and will be outlined in your Credit Contract.